You need to check always how big a mortgage loan are awarded for your requirements before visiting any showings that are flat. As OP’s consumer you will find the maximum loan amount out by filling out that loan application, after which it it is possible to request the specific loan offer. You could signal the mortgage agreements electronically with your user ID – you only have to search for a bank branch for signing the deed of purchase. You are able to register the mortgage application online even although you aren’t customer that is OP’s. The mortgage offer works well for 90 days and will not need drawing down a loan.
Select that loan that adapts to your lifetime situation
Purchasing a property may be the investment that is biggest of many Finns. We are able to provide you with a safe mortgage loan that could be adjusted to your daily life circumstances. If required, a loan can be had by you repayment holiday and, as an example, save cash for future acquisitions alongside with payment.
Being an owner-customer, you make OP bonuses throughout your mortgage loan
Our mortgage stands apart off their banking institutions’ loans given that it brings value-for-money OP bonuses to you personally as owner-customer. For instance, financing of 250,000 euros may create bonuses well worth over 600 euros per year. They’ll be utilized, for instance, to pay for an estate that is real payment or even to trigger, state, the insurance coverage premium for the brand new house!
You are able to fill out that loan application online even although you are not yet our consumer. You do not yet need to know, for example, the exact price of the new home when you fill in the loan application. The mortgage application is absolutely nothing a lot more than an invite to help make an offer you to raise the loan? it does not bind.
Into the application for the loan, we shall ask you to answer, as an example, about: