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カテゴリー別アーカイブ: Multiple Payday Loan

Low-income consumers have huge drawback whenever it comes down to purchasing a property.

Back ground: Homeownership, Predatory Lending therefore the Subprime Market

Denied conventional home loans – the most crucial wealth-building device in this nation – their only opportunity could be the ‘sub-prime’ credit market. These ‘predatory lenders’ target individuals with impaired credit records – typically offering to refinance a loan that is existing initial ‘teaser’ prices usually without any advance payment, no income verification needed, no credit checks, yet consist of adjustable price mortgages with high built-in rate and re re payment increases with exorbitant or unneeded costs, and much more onerous prepayment charges. 続きを読む